Yodaa Bank Zero Balance Account – Best Zero Balance Account

Good day, friends. Welcome to today’s new post. In today’s post, we will discuss how you can open the best zero balance account from the sitting at your own home. You can open a zero balance account for yourself or your children. We’ll go over what documents you’ll need and what qualifications you should have in this post, and at the bottom, you’ll find a link to open your zero balance account.

Best Zero Balance Account

Some of the best zero balance savings accounts for Indian citizens in 2021 are as follows:

  • Axis ASAP Instant Savings Account
  • Kotak 811 Digital Bank Account
  • SBI Basic SavingsBank Deposit Account
  • HDFC Basic Savings Bank Deposit Account
  • YOdda Bank Zero balance account.
  • RBL Digital Savings Account
  • IDFC Pratham Savings Account

Since that the market already services to every banking and financial product requirement, it is necessary to select a zero balance savings account that meets both current and future demands. Aside from that, there are a variety of parameters to consider, such as net banking facilities, interest rate, transaction fee, deposit limit, fund security, cash withdrawal, and much more. So, when selecting an account, make sure you don’t overlook any important details that could lead to problems in the future.

Axis Bank: ASAP Instant Savings Account

The quickest and the easiest way to open an Axis Bank zero balance savings account is to download the Axis mobile app or apply online. You can also register your PAN, Aadhaar, and other data online if you wish. It provides unlimited TRGS and NEFT transactions when linked to the mobile app. You can also earn interest on your auto FD if your account balance is more than Rs. 20,000.

The account balance at the interest rate ( percentage Per Annum)

  • less than Rs. 50 lakh – 3.50%
  • Rs.50 lakh and Rs. 10 crores – 4.0%
  • Rs. 10 crores and less than Rs. 200 crore repo + 0.35%
  • Rs. 200 crore and above repo + 0.85%.

State Bank of India: Basic Savings Bank Deposit Account (BSBDA)

Anyone can open an SBI zero balance account as long as they have the necessary KYC documents. It does not impose any upper limit or maximum balance. You basically get RuPay ATM-cum once you open this account.

Interest rate (% p.a.) remaining in the account

>>> up to Rs. 1 lakh – 3.25%
>>>above Rs. 1 lakh – 3.0%.

Kotak: 811 Digital Bank Account

Another zero balance account on the list is the Kotak Mahindra Zero Balance account. It has a high interest rate and no fees for account non-maintenance. You will also receive a virtual debit card that can be used for online purchases. Furthermore, paying credit card bills and transferring money online are both free with this Kotak 811 savings account.

The interest rate (% p.a.) remaining in the account is

  • Rs. 1 lakh – 4.0%
  • Rs. 1 lakh and Rs. 10 lakh – 6.0%a
  • bove Rs. 10 lakh – 5.50%.

HDFC Bank: Basic Savings Bank Deposit Account (BSBDA)

When you open a zero balance savings account with HDFC, you are technically signing up for a number of benefits. Suvidha branch has a lot to offer, from free passbooks to free checks and cash deposits. Not only that, but you can access the account using a Rupay card, which is free of charge. You can pay money in your cheques, pay bills, and cash-in at any time with simple phone and internet banking.

The balance in the account at the rate of interest (%PA)

  • less than Rs. 50 lakh – 3.50%
  • Rs. 50 lakhs and is less than Rs. 500 crore – 4.0%
  • Rs. 500 crore and above RBI + repo rate of – 0.02%

IDFC First Bank: First Savings Account

If you choose this account, you will have access to unlimited ATM withdrawals. In fact, you have the ability to conduct instant transactions at any micro ATM. In addition, you will have free access to mobile and internet banking. This account can be used to pay bills as well. You can apply for the same by visiting any of the nearby branches to make the process go more smoothly.

The balance in the account at the rate of interest (%PA)

  • Less than 1 lakh – 6.0%
  • Rs.1 crore – 7.0%.

RBL Bank: Digital Savings Account

This is a low-balance savings account with no maintenance fees. You can reap the benefits of unlimited ATM transactions by using mobile and internet banking at any time. You will need your PAN number and Aadhaar number to open the account because it offers a paperless and instant account opening process.

The interest rate (% p.a.) remaining in the account is

  • Rs. 1 lakh – 5.0%
  • Above Rs. 1 lakh and Rs. 10 lakh – 6.0%
  • Above Rs. 10 lakh and Rs. 3 crore – 6.75%
  • plus Rs. 3 crore and Rs. 5 crore – 6.75%.

Yodda Bank Best Zero Balance account

Yodaa is a smart money app that empowers teenagers by providing a personalized card and a powerful app for spending, managing expenses, and learning about personal finance. The Yoda community is a growing group of young achievers who support one another and get a head start on self development and personal finance. While the majority of young adults are forced to learn the fundamentals of personal finance later in life, Yoda Club members are prepared to deal with money when it matters.

Yodaa users receive their own card that works both online and in-store, as well as a companion app that allows you to send and receive payments, split bills, chat, earn virtual Yo Coins, and access curated personal finance content. contributes to The Yodaa app also includes entertaining quizzes that allow users to work their way up to a level of financial mastery. Yoda represents a universe of possibilities.

Yodda Bank Mission

We believe that knowledge improves us. Yodaa is intended to make financial journeys easier while also having a positive impact on the world. We intend to accomplish this through our products, the platforms they create, and our incredible user community – Yoda Club.

The world is a shared space, and we can all work together to leave it better than we found it.

Designed for teenagers, love parents The Yodda BANK

Yoda Club may be a community for high-flying teens, but that doesn’t mean parents aren’t welcome. Yoda is all about family dynamics, and parents are encouraged to open their own accounts, receive their own virtual Yoda cards, and participate in their teen’s financial journey. Parents can top up Yoda cards, transfer monthly allowances electronically, and even contribute to their teen’s growing personal savings. Every member of the family can use the Yodaa App.

Yodda For Teenagers Futures

We designed Yoda to be a trustworthy companion and guide during a teen’s early financial journey, it is always available to assist young achievers in negotiating and becoming a force for good. Yoda Club is more than just an elite community of future wealth masters; it’s a movement for a new generation to maximize everything – in finance and in life.

How To Install Yodda App

  • The download link for this application is provided below.
  • You must click on the link.
  • Your application will then be downloaded.
  • Keep in mind that if you do not want to use your parents’ phone, you must have two sim cards inside your phone.
  • If you want to use your parents’ phone, 1 sim will also work in your phone.


This mobile app is only for educational and research purposes. The information provided by the mobile application on our website is strictly for informational purposes. All information on the website is provided in good faith; however, we make no express or implied representations or warranties of any kind with regard to the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the website.

The information in this post is provided solely for educational purposes. That post was written with the customer in mind, so the customer will know what services are available on this website. All of the information in the post is official. The official website link has also been removed from the website so that customers are not confused.


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